Apple Pay No hardware needed

Tap to Pay on iPhone.

No terminal needed.

Turn your iPhone into a Stripe payment terminal. Customers tap their card or phone, and the payment is processed through your connected Stripe account. No extra hardware required.

Tap to Pay on iPhone

Tap to Pay on iPhone

What you need

Device
iPhone XS or later

All iPhone XS, XR, 11, 12, 13, 14, 15, and 16 models supported

Operating System
iOS 16.4+

Update to the latest iOS in Settings → General → Software Update

App Version
Flow POS latest version

Availability depends on Stripe, your account, and your country

Set up in minutes

1
Get Flow POS

Download Flow POS from the App Store. No monthly subscription required.

2
Connect your Stripe account

Sign in with your existing Stripe account using secure OAuth. Takes under 30 seconds.

3
Enable Tap to Pay

Go to Settings → Card Reader and turn on "Built-in Contactless Reader".

4
Accept your first payment

Create a charge, select Tap to Pay, and have your customer tap their card or phone.

What you can accept

Contactless Cards
Any NFC-enabled Visa, Mastercard, Amex, Discover
Apple Pay
From iPhone, Apple Watch, or iPad
Google Pay
From any NFC-enabled Android device
Digital Wallets
Samsung Pay and other NFC-based wallets
Need chip or magstripe support?

Tap to Pay works only for contactless payments. For chip cards or magstripe cards, add a Stripe-compatible card reader. Flow POS currently requires internet connectivity for reader payments.

Online
Required in Flow POS
Chip & Magstripe
Card types
Browse Card Readers

Common questions

iPhone XS and later supports Tap to Pay on iPhone. This includes all iPhone XR, 11, 12, 13, 14, 15, and 16 series. iPhone 8 and older are not supported.

Tap to Pay on iPhone is currently iPhone-only. iPads do not support this feature as they lack the necessary NFC chip configuration for payment acceptance.

Any contactless payment is accepted: NFC-enabled credit/debit cards, Apple Pay, Google Pay, Samsung Pay, and other digital wallets.

Yes - Tap to Pay on iPhone requires an active internet connection to process payments. Flow POS currently requires internet connectivity for Stripe reader payments too.
Get the App

Flow POS for iOS, Android, and macOS

Download Flow POS from the App Store or Google Play. Apple silicon Mac users can install the iOS app from the App Store and use supported Flow POS workflows on macOS.

Works with your existing Stripe account 1% Flow POS fee on successful payments iOS, Android, and Apple silicon Mac support