Apple Pay No hardware needed

Tap to Pay on iPhone.

No terminal needed.

Turn your iPhone into a Stripe payment terminal. Customers tap their card or phone, and the payment is processed through your connected Stripe account. No extra hardware required.

Download for iPhone Android version
Tap to Pay on iPhone

Tap to Pay on iPhone

What you need

Device
iPhone XS or later

All iPhone XS, XR, 11, 12, 13, 14, 15, and 16 models supported

Operating System
iOS 16.4+

Update to the latest iOS in Settings → General → Software Update

App Version
Flow latest version

Available in the US, UK, Canada, Australia, France, Germany, Ireland, Netherlands, and more

Set up in minutes

1
Download FlowPOS

Install the current iOS build. No monthly subscription required.

2
Connect your Stripe account

Sign in with your existing Stripe account using secure OAuth. Takes under 30 seconds.

3
Enable Tap to Pay

Go to Settings → Card Reader and turn on "Built-in Contactless Reader".

4
Accept your first payment

Create a charge, select Tap to Pay, and have your customer tap their card or phone.

What you can accept

Contactless Cards
Any NFC-enabled Visa, Mastercard, Amex, Discover
Apple Pay
From iPhone, Apple Watch, or iPad
Google Pay
From any NFC-enabled Android device
Digital Wallets
Samsung Pay and other NFC-based wallets
Need chip or magstripe support?

Tap to Pay works only for contactless payments. For chip cards or magstripe cards, add a Stripe-compatible card reader. Flow currently requires internet connectivity for reader payments.

Online
Required in Flow
Chip & Magstripe
Card types
Browse Card Readers

Common questions

iPhone XS and later supports Tap to Pay on iPhone. This includes all iPhone XR, 11, 12, 13, 14, 15, and 16 series. iPhone 8 and older are not supported.

Tap to Pay on iPhone is currently iPhone-only. iPads do not support this feature as they lack the necessary NFC chip configuration for payment acceptance.

Any contactless payment is accepted: NFC-enabled credit/debit cards, Apple Pay, Google Pay, Samsung Pay, and other digital wallets.

Yes - Tap to Pay on iPhone requires an active internet connection to process payments. Flow currently requires internet connectivity for Stripe reader payments too.
Get the App

Download FlowPOS

Download FlowPOS for iOS or Android, connect your Stripe account, and start taking in-person payments from your phone. No hardware required for Tap to Pay.

Works with your existing Stripe account 1% Flow fee on successful payments iOS and Android support